| |
31.12.2007* |
30.09.08 |
| Interest Income |
| Interest income on loans due to banks |
3 209 446 |
5 471 279 |
| Interest income on short-term placements |
12 317 091 |
1 010 313 |
| Interest income (dividends) on securities bought for sale |
4 544 |
0 |
| Interest income (dividends) on investment securities |
10 775 961 |
8 020 834 |
| Fee and commission income |
141 379 292 |
144 606 129 |
| Other interest income |
0 |
0 |
| Total interest income |
157 688 344 |
159 108 555 |
| Interest expenses |
| Interest expenses on loans due to banks |
507 604 |
1 748 202 |
| Interest expense on customers deposits |
64 027 582 |
72 220 885 |
| Interest expense on corporate deposits |
6 359 439 |
7 510 367 |
| Total interest expense on deposits |
70 894 625 |
81 479 454 |
| Interest expenses on overnight loans |
634 634 |
954 142 |
| Interest expense on other loans |
16 325 344 |
17 055 215 |
| Total interest expense on loans |
126 959 978 |
18 009 357 |
| Total interest expenses |
87 854 603 |
99 488 811 |
| Net interest income |
69 831 731 |
59 619 744 |
| Less: loan loss provisions |
13 931 076 |
1 300 034 |
| Net interest income after loan loss provisions |
55 900 655 |
58 319 710 |
| Non interest income |
| Income (losses) on securities for sale |
(54259) |
(55 348) |
| Income (losses) on investment securities |
0 |
0 |
| Foreign exchange gain (loss) |
31 725 251 |
37 238 581 |
| Commission income |
43 168 356 |
39 603 262 |
| Other non interest income |
1 816 454 |
4 380 160 |
| Total non interest income |
76 655 802 |
81 277 351 |
| Non interest expenses |
| Expenses related to salaries |
22 597 316 |
21 393 861 |
| Premium |
7 039 167 |
13 019 069 |
| Deductions to pension and social funds, and other payments |
13 182 070 |
10 099 916 |
| Expenses on foxed assets |
16 504 631 |
13 922 803 |
| Taxes and fees |
234 162 |
131 152 |
| Payment for consulting and audit services |
441 854 |
316 056 |
| Other non interest expense |
21 841 426 |
24 778 175 |
| Assesments for allowance for non interest assets losses |
1 134 117 |
152 592 |
| Assesments for contingent liabilities losses |
2 983 873 |
2 226 759 |
| Total non interest expenses |
85 958 616 |
86 040 383 |
| Net income (loss) before taxation and extraordinary articles |
46 597 841 |
53 556 678 |
| Income tax |
2 743 983 |
0 |
| Net income (loss) before extraordinary articles |
43 853 858 |
53 556 678 |
| Extraordinary income (loss) |
0 |
0 |
| Income tax* |
0 |
0 |
| Extraordinary income (loss) less income tax* |
0 |
0 |
| Net income (loss) |
43 853 858 |
53 556 678 |
