Information on Financial Activities
Quarter 1, 2004
| Financial Indicators |
Regulatory Value |
Actual Results |
| |
|
End of the year, previous
to the accounting year
|
Quarter, previous to the
accounting one
|
Accounting
quarter
|
| Aggregated Normative Capital (MDL thou.) |
X |
80 636,8 |
80 636,8 |
90 457,7 |
| Tier I Capital |
X |
80 636,8 |
80 636,8 |
90 457,7 |
| Tier II Capital |
X |
0,0 |
0,0 |
0,0 |
| Adequacy of Risk Weighted Capital (%) |
>12 |
21,56% |
21,56% |
21,51% |
| Coefficient of Long-Term Liquidity (P I) |
<1 |
0,55 |
0,55 |
0,54 |
| Long-Term Assets |
|
85 325,6 |
85 325,6 |
88 322,0 |
| Financial Resources |
|
153 806,1 |
153 806,1 |
164 998,5 |
| Coefficient of Current Liquidity (P II) |
>20% |
24,77% |
24,77% |
33,37% |
| Liquid Assets |
|
113 338,0 |
113 338,0 |
170 433,5 |
| Total Assets |
|
457 495,6 |
457 495,6 |
561 182,8 |
| Income Bearing Loans/Total Assets (%) |
X |
74,51% |
74,51% |
65,47% |
| Total Amount of “Largest” Loans " (MDL thou.) |
X |
90 894,6 |
90 894,6 |
95 980,0 |
| Bad Debts and Non Interest Loans (MDL thou.) |
X |
5 563,8 |
5 563,8 |
4 827,8 |
| Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.) |
X |
5 783,8 |
5 783,8 |
4 848,2 |
| Total Credits/Total Assets (%) |
X |
66,62% |
66,62% |
58,18% |
| Total Unfavorable Loans /Total Assets (%) |
X |
1,26% |
1,26% |
0,86% |
| Unfavorable Loans /Total Loans (%) |
X |
1,90% |
1,90% |
1,49% |
| Loan Loss Provisions/Total Loans (%) |
X |
3,35% |
3,35% |
3,25% |
| Deposits with private persons and corporate entities/Total Assets (%) |
X |
61,15% |
61,15% |
65,35% |
| ROA (%) |
X |
5,24% |
5,24% |
6,05% |
| ROE (%) |
X |
24,76% |
24,76% |
32,91% |
| Net Interest Margin (%) |
X |
11,68% |
11,68% |
10,72% |
| Efficiency Index (%) |
X |
188% |
188% |
192% |
Information on Financial Activities / 1quarter 2004 >
|
