Information on Financial Activities
Quarter III, 2007
| Financial Indicators |
Regulatory Value |
Actual Results |
| |
|
End of the year, previous
to the accounting year |
Quarter, previous to the
accounting one |
Accounting
quarter
|
| Aggregated Normative Capital (MDL thou.) |
X |
182 012,8 |
169 802,1 |
185 314,8 |
| Tier I Capital |
X |
182 012,8 |
169 802,1 |
185 314,8 |
| Tier II Capital |
X |
0,0 |
0,0 |
0 |
| Adequacy of Risk Weighted Capital (%) |
>12 |
21,10% |
17,02% |
17,74% |
| Coefficient of Long-Term Liquidity (P I) |
<1 |
0,68 |
0,90 |
0,99 |
| Long-Term Assets |
|
213 222,4 |
304 442,8 |
357 538,2 |
| Financial Resources |
|
313 521,3 |
338 371,2 |
361 227,0 |
| Coefficient of Current Liquidity (P II) |
>20% |
36,80% |
22,19% |
26,52% |
| Liquid Assets |
|
434 876,1 |
272 893,0 |
363 300,7 |
| Total Assets |
|
1 181 600,2 |
1 229 848,1 |
1 369 720,5 |
| Income Bearing Loans/Total Assets (%) |
X |
69,25% |
74,51% |
75,01% |
| Total Amount of “Largest” Loans " (MDL thou.) |
X |
178 382,2 |
243 783,8 |
218 589,1 |
| Total Amount of the Bank’s Liabilities to the Affiliated Persons and/or Groups of Persons< Acting Together with the Affiliated Persons (MDL thou.) |
X |
42 145,5 |
27 101,4 |
30 383,3 |
| Bad Debts and Non Interest Loans (MDL thou.) |
X |
25 875,6 |
43 055,0 |
49 226,5 |
| Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.) |
X |
29 865,4 |
40 822,3 |
48 432,7 |
| Total Credits/Total Assets (%) |
X |
55,45% |
66,41% |
63,44% |
| Total Unfavorable Loans /Total Assets (%) |
X |
2,53% |
3,32% |
3,54% |
| Unfavorable Loans /Total Loans (%) |
X |
4,56% |
5,00% |
5,57% |
| Loan Loss Provisions/Total Loans (%) |
X |
4,09% |
4,08% |
4,16% |
| Deposits with private persons and corporate entities/Total Assets (%) |
X |
72,76% |
69,47% |
73,24% |
| ROA (%) |
X |
3,54% |
2,90% |
3,46% |
| ROE (%) |
X |
21,60% |
19,80% |
24,19% |
| Net Interest Margin (%) |
X |
7,14% |
6,79% |
6,99% |
| Efficiency Index (%) |
X |
175,42% |
168,62% |
177,68% |
Information on Financial Activities / 3 quarter 2007 >
|
