Aggregated Normative Capital (MDL thou.)

X

138 835,9

164 479,8

182 311,4

Tier I Capital

X

138 835,9

164 479,8

182 311,4

Tier II Capital

X

0,0

0,0

0,0

Adequacy of Risk Weighted Capital (%)

>12

20,98%

19,92%

21,12%

Coefficient of Long-Term Liquidity (P I)

<1

0,66

0,66

0,68

Long-Term Assets

152 069,8

185 402,1

213 222,4

Financial Resources

231 766,0

282 322,8

313 820,0

Coefficient of Current Liquidity (P II)

>20%

31,22%

25,39%

36,79%

Liquid Assets

281 514,3

261 340,2

434 876,1

Total Assets

901 770,6

1 029 248,0

1 181 951,9

Income Bearing Loans/Total Assets (%)

X

77,83%

75,35%

69,27%

Total Amount of “Largest” Loans " (MDL thou.)

X

150 481,2

165 460,8

178 382,2

Bad Debts and Non Interest Loans (MDL thou.)

X

13 292,8

36 948,1

25 875,6

Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.)

X

13 735,9

37 066,0

28 085,5

Total Credits/Total Assets (%)

X

60,55%

67,51%

55,43%

Total Unfavorable Loans /Total Assets (%)

X

1,52%

3,60%

2,38%

Unfavorable Loans /Total Loans (%)

X

2,52%

5,33%

4,29%

Loan Loss Provisions/Total Loans (%)

X

3,32%

4,83%

4,03%

Deposits with private persons and corporate entities/Total Assets (%)

X

73,61%

72,28%

72,89%

ROA (%)

X

3,36%

2,65%

3,57%

ROE (%)

X

19,10%

16,17%

21,78%

Net Interest Margin (%)

X

7,83%

7,03%

7,14%

Efficiency Index (%)

X

170,90%

182,83%

175,28%