Information on Financial Activities
Quarter I, 2006
| Financial
Indicators
|
Regulatory Value
|
Actual Results
|
|
|
|
End of the year,
previous
to the accounting year
|
Quarter, previous
to the
accounting one
|
Accounting
quarter
|
|
Aggregated Normative Capital (MDL thou.)
|
X
|
138 835,9
|
138 835,9
|
152 689,2
|
|
Tier I Capital
|
X
|
138 835,9
|
138 835,9
|
152 689,2
|
|
Tier II Capital
|
X
|
0,0
|
0,0
|
0,0
|
|
Adequacy of Risk Weighted Capital (%)
|
>12
|
20,98%
|
20,98%
|
20,46%
|
|
Coefficient of Long-Term Liquidity (P I)
|
<1
|
0,66
|
0,66
|
0,64
|
|
Long-Term Assets
|
|
152 069,8
|
152 069,8
|
159 823,7
|
|
Financial Resources
|
|
231 766,0
|
231 766,0
|
250 835,0
|
|
Coefficient of Current Liquidity (P II)
|
>20%
|
31,22%
|
31,22%
|
25,64%
|
|
Liquid Assets
|
|
281 514,3
|
281 514,3
|
240 321,1
|
|
Total Assets
|
|
901 770,6
|
901 770,6
|
937 240,1
|
|
Income Bearing Loans/Total Assets (%)
|
X
|
77,83%
|
77,83%
|
81,78%
|
|
Total Amount of “Largest” Loans " (MDL thou.)
|
X
|
150 481,2
|
150 481,2
|
173 911,4
|
|
Bad Debts and Non Interest Loans (MDL thou.)
|
X
|
13 292,8
|
13 292,8
|
17 634,4
|
|
Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.)
|
X
|
13 735,9
|
13 735,9
|
17 845,6
|
|
Total Credits/Total Assets (%)
|
X
|
60,55%
|
60,55%
|
66,86%
|
|
Total Unfavorable Loans /Total Assets (%)
|
X
|
1,52%
|
1,52%
|
1,90%
|
|
Unfavorable Loans /Total Loans (%)
|
X
|
2,52%
|
2,52%
|
2,85%
|
|
Loan Loss Provisions/Total Loans (%)
|
X
|
3,32%
|
3,32%
|
3,34%
|
|
Deposits with private persons and corporate entities/Total Assets (%)
|
X
|
73,61%
|
73,61%
|
73,62%
|
|
ROA (%)
|
X
|
3,36%
|
3,36%
|
2,76%
|
|
ROE (%)
|
X
|
19,10%
|
19,10%
|
16,21%
|
|
Net Interest Margin (%)
|
X
|
7,83%
|
7,83%
|
6,71%
|
|
Efficiency Index (%)
|
X
|
170,90%
|
170,90%
|
171,34%
|
Information on Financial Activities / 1 quarter 2006 >
|
