Information on Financial Activities
| Financial
Indicators |
Regulatory Value |
Actual Results
|
| |
|
End of the year,
previous
to the accounting year |
Quarter, previous
to the
accounting one |
Accounting
quarter
|
Aggregated Normative Capital (MDL thou.) |
X |
114 630,5 |
114 630,5 |
119 754,7 |
Tier I Capital |
X |
114 630,5 |
114 630,5 |
119 754,7 |
Tier II Capital |
X |
0,0 |
0,0 |
0,0 |
Adequacy of Risk Weighted Capital (%) |
>12 |
24,17% |
24,17% |
22,85% |
Coefficient of Long-Term Liquidity (P I) |
<1 |
0,50 |
0,50 |
0,59 |
Long-Term Assets |
|
90 498,0 |
90 498,0 |
107 658,9 |
Financial Resources |
|
182 407,6 |
182 407,6 |
181 252,1 |
Coefficient of Current Liquidity (P II) |
>20% |
28,19% |
28,19% |
23,04% |
Liquid Assets |
|
177 208,2 |
177 208,2 |
149 030,9 |
Total Assets |
|
628 583,8 |
628 583,8 |
646 920,9 |
Income Bearing Loans/Total Assets (%) |
X |
72,28% |
72,28% |
73,93% |
Total Amount of “Largest” Loans " (MDL thou.) |
X |
90 519,8 |
90 519,8 |
106 895,5 |
Bad Debts and Non Interest Loans (MDL thou.) |
X |
5 992,2 |
5 992,2 |
9 129,1 |
Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.) |
X |
6 492,2 |
6 492,2 |
9 126,1 |
Total Credits/Total Assets (%) |
X |
62,59% |
62,59% |
67,10% |
Total Unfavorable Loans /Total Assets (%) |
X |
1,03% |
1,03% |
1,41% |
Unfavorable Loans /Total Loans (%) |
X |
11,65% |
1,65% |
2,10% |
Loan Loss Provisions/Total Loans (%) |
X |
3,04% |
3,04% |
3,10% |
Deposits with private persons and corporate entities/Total Assets (%) |
X |
68,22% |
68,22% |
67,92% |
| ROA (%) |
X |
4,54% |
4,54% |
3,45% |
| ROE (%) |
X |
23,61% |
23,61% |
17,65% |
| Net Interest Margin (%) |
X |
10,43% |
10,43% |
9,64% |
| Efficiency Index (%) |
X |
177% |
177% |
173% |
Information on Financial Activities / 1 quarter2005 >
|
