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RON 3.3993  3.05 3.50
RUB 0.3758 0.33 0.38
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[ 21-11-2008 ]


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Deposit accounts

Time deposits

FinComBank opens time deposits in MDL, USD and EURO under deposit agreements. Interest rate may be fixed and unchangeable during entire term of the deposit agreement or a floating one.
For deposits with floating rate the Bank may revise interest rate depending on market evolution. Time deposit may be opened with minimal amount of MDL 500 /100 USD/EURO on following terms:

In national currency:
With fixed rate
  • 3 months;
  • 6 months;
  • 12 months.
With floating rate
  • 24 months;
 

In USD/EURO:

With fixed rate
  • 3 months;
  • 6 months;
  • 12 months;
  • 24 months.
  • For deposits opened for 6 months and more there is a possibility to replenish them in the amount not less than MDL 200/100 UDS/EURO and not later than one month before expiration of the deposit agreement.
  • For deposits opened in national currency for 6 months and more, it is possible to withdraw up to 20% of the deposit amount (cumulatively).
  • Interest for time deposits is paid monthly without capitalization.
  • Deposit agreement is not prolongable.
  • Should deposit agreement be dissolved early after 6 months of keeping funds on banking account the Bank will recalculate paid interest.
  • Should deposit agreement be dissolved early before 6 months all paid interest will be deducted from the deposit amount.


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