Deposit accounts
FinComBank opens time deposits in MDL, USD and EURO under deposit agreements.
Interest rate may be fixed and unchangeable during entire term of the deposit agreement or a floating one.
For deposits with floating rate the Bank may revise interest rate depending on market evolution.
Time deposit may be opened with minimal amount of MDL 500 /100 USD/EURO on following terms:
In national currency:
With fixed rate
- 3 months;
- 6 months;
- 12 months.
With floating rate
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In USD/EURO:
With fixed rate
- 3 months;
- 6 months;
- 12 months;
- 24 months.
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- For deposits opened for 6 months and more there is a possibility to replenish them in the amount not less than MDL 200/100 UDS/EURO and not later than one month before expiration of the deposit agreement.
- For deposits opened in national currency for 6 months and more, it is possible to withdraw up to 20% of the deposit amount (cumulatively).
- Interest for time deposits is paid monthly without capitalization.
- Deposit agreement is not prolongable.
- Should deposit agreement be dissolved early after 6 months of keeping funds on banking account the Bank will recalculate paid interest.
- Should deposit agreement be dissolved early before 6 months all paid interest will be deducted from the deposit amount.
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